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Zubaida is a 33-year-old married woman and a mother of five children.

She has been doing a business of tailoring for four years to support her husband. She accepted the fact that, if her husband works alone for their family, they will not be able to meet the daily household expenses with the educational needs of the children. That is why she started tailoring at home to support her family well. She, together with her husband, manages their household expenses while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Now she is requesting a loan of PKR 20,000 to purchase more reels of threads, packs of buttons and laces, etc. In this way she will be able to meet the increasing demand of her customers. Zubaida hopes to grow her business and dreams of giving a good quality education to her children through all her hard work in her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 370
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 105.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Zubaida to purchase more reels of threads, packs of buttons and laces, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2013
Oct 9, 2013
Currency Exchange Loss:
Oct 17, 2014