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Mavjigul is 37 years old. She is married and has four children. She does not have a college degree and was not employed before. However, five years ago she opened her own store selling household goods and various perfumes and cosmetics. Her husband has been diligently helping her to buy and resell her goods. Mavjigul is hard-working, responsible and always wants to learn new things. At present she would like to expand her business and buy new goods for her store, such as soap, laundry detergent, cleaning supplies and other household goods, because such items are in demand and sell out quickly. She could have easily restocked her merchandise but lacks sufficient funds. Mavjigul is requesting a loan to stock up on merchandise. She would really like to keep her existing customers happy as well as attract new ones.
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Мавчигул 37 лет. Она замужем и имеет четырех детей. У нее нет высшего образования, и нигде ранее не работала. Но 5 лет назад она открыла свой магазин по продажам хозяйственного товара и разной парфюмерии. Муж все эти годы усердно помогает ей в купле-продаже товара. Мавчигул старательная, ответственная и все время хочет узнать все новое. На данный момент Мавчигул хочет расшириться и пополнить свой магазин новыми товарами, такими как мыло, стиральный порошок, моющие средства и другие хозяйственные принадлежности потому что такие товары востребованы и быстро расходятся. Она легко закупила бы новый товар, но у нее мало денег. Для закупа Мавчигул просит кредит. Она очень хочет угадить своим старым клиентам и приобрести новых.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 116
    View loans »
    Tajikistan Loans Fundraising
  • $29,875,725
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Mavjigul to stock up on household goods and increase her sales volume.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 26, 2013
Oct 3, 2013
Currency Exchange Loss:
Sep 17, 2014