Sau is a proprietor who wants to expand her ice ckae business in order to earn enough money to allow her to send her children to school.
Ice cakes are very popular with young and old alike due to the warm climate of Samoa. She makes ice cakes and takes them directly to other shops to be sold. In addition, she sells convenience store items.
After all expenses, she makes $1,000 per week which she uses to provide for her family's needs, expand her business and provide for her children's schooling.
She is applying for a loan of $1,000 from SPDBF to enable her to purchase convenience store stock and building materials.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.