Update on SailigulSailigul is a caring mother of three adolescent children. She is married. Her husband has a low income and this is why she has to work hard to earn a living. She was born in 1970 in the south of Tajikistan and grew up there. Since childhood, she had helped her parents with the household and has gotten used to hard work since then. She has been involved in her own business for over 12 years. She is involved in buying and selling fruits. She buys fruits wholesale from other districts and sells them retail at a local market. She has her own retail outlet and tries to offer the highest quality fruits to the local residents. She handles the business by herself. She faces many difficulties in running the business and dreams that her children grew up and started helping her. Sailigul intends to expand the selection of her products and is requesting a loan in the amount of 12000 somoni to buy fruits. She awaits your kindness and hopes for your mercy.
Previous Loan DetailsSailigul is married and is a loving mother of two children. She is a very hardworking woman who invested all her strength into her business for the sake of improving the livelihood of her family. She has been buying and selling grapes, apples, pomegranates and other fruits for more than eleven ye... More from Sailigul's previous loan »
About IMON InternationalIMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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- Repayment Term
- 20 months (Additional Information)
- Repayment Schedule
- Sep 10, 2013
- Oct 3, 2013
- Currency Exchange Loss:
- Nov 2, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.