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Joyce is 56 years old, a mixed crop farmer, and a widow. She is a single mother to two children. Joyce has been farming for the past ten years with a monthly income of KES 20,000, which she uses to meet the needs of her family.

Joyce is applying for her fifth loan term with KADET after repaying the previous loans successfully. She will use the loan to buy a piece of land for planting different vegetables for sale.

With the anticipated profit from her farm, she will pay school fees for her children.

Her hopes and dreams are to improve the living standards of her family.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 828
    View loans »
    Kenya Loans Fundraising
  • $42,925,925
    Funds lent in using Kiva
  • 86.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Joyce to buy a piece of land for planting different vegetables for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2013
Oct 10, 2013
Currency Exchange Loss:
Oct 20, 2014