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Chhouy's Group
In this Group: Chhouy, Ravuth
Chhouy, 57, lives in a rural village of Banteay Meanchey province’s Mongkul Borey district, Cambodia. She is married and has seven children. For the last 37 years, Chhouy has been farming rice and catching fish. To supplement the income, her husband also works for others for a fee. The current business earns her about 40,000 KHR per day.

Chhouy has been a member of Kiva’s partner, VisionFund, for four cycles already, and she completely repaid the loans. She has used the past loan wisely and successfully to improve her family’s livelihood.

Now she is leading her group to ask for a loan. As the leader, she is going to use her portion to buy materials for renovating her old house. She hopes this loan will enable her to have a decent house for living in.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Cambodia

  • $2,600
    Average annual income
  • 261
    View loans »
    Cambodia Loans Fundraising
  • $37,524,925
    Funds lent in using Kiva
  • 4,070.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Chhouy's Group's $375 loan helped a member to buy materials for renovating her old house.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 3, 2013
Oct 8, 2013
Currency Exchange Loss:
Sep 17, 2014