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Gabriela, 20, is married and currently lives with her husband and daughter. With a loan, she intends to buy clothing such as men's and women's pants. She plans to buy clothing in large quantities to get it at a better price. She plans to sell it to her neighbors and in places and this way with her clothing-selling business, earn more income to contribute to her family. She does not have the necessary capital to make this purchase, since she doesn't have many resources and she doesn't have a way to get the money she needs for this. This is why she is asking for a loan. This is the first loan she has received from Fudecosur. She has not had previous loans from state banks, but Fudecosur has given her the loan more easily and with a much lower interest rate.
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Gabriela tiene 20 años de edad, esta casada y vive con el esposo y una hija actualmente. Ella con crédito pretende comprar ropa como pantalones para mujer y hombre Ella piensa comprar ropa en grandes cantidades para conseguirla en un mejor precio. Ella piensa venderla a los vecinos y en lugares y así con su proyecto de venta de ropa poder generar más ganancias para contribuir con su familia, ella no cuenta con el capital necesario para dicha compra, ya que es de bajos recursos y no tiene como adquirir el dinero necesario para esto, por lo que el solicito un crédito, y es el primer préstamo que ha recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja…

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,438,125
    Funds lent in using Kiva
  • 504.0
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Gabriela to buy clothing.
33% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 1, 2013
Currency Exchange Loss: