Ruth is a repeat borrower, aged 49 years old. She is a widow with four children.
Ruth applied for a loan of UGX 1,000,000 to pay her children’s school fees. She faces the challenge of little business turnover from her commercial farming, so she decided to come to UGAFODE for a loan to pay and take her children back to school. She is paying the tuition in order to lay a good foundation for her children to be successful in future.
In the photo is Ruth with a Ugafode staff member (the gentleman).