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Geraldine
Geraldine earns a living by selling Hopia. She is 32 years old, married and lives Disud, Sindangan, Zamboanga Del Norte. She bakes Hopia and sells it at different places in town. This business is self-sustainable and has become profitable, with a net profit of about PHP 5,000 per month.

Geraldine is seeking a PHP 5,000 loan. She would like to use the loan to purchase other products aside from the ingredients for Hopia. This is a microfinance loan, and will be repaid in a short period of time. This is her first loan with the cooperative. Geraldine is very diligent and loves accuracy which only adds to the effective management of her venture.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $1175
    Average annual income
  • 375
    View loans »
    Philippines Loans Fundraising
  • $50,745,300
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Geraldine to buy flour, oil and other ingredients to bake Hopia.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 12, 2013
Listed
Oct 7, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014