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Shafiqa is a 53-year-old married woman who has two children. For about 15 years, she has been working with hand embroidery. Her husband is doing business selling fruits, but his income is not enough to support his family.

Shafiqa makes beautiful patterns for the people in her community. Her designs are much in demand, and she has managed to consolidate a clientele that allows her to contribute to the expenses of her home.

To help her continue her operations, she has requested a loan of PKR 35,000 to buy reels of threads in different colors, along with packs of beads, sequins, and stones for embellishment. In this way, she would be able to cater to more customers consistently.

She is on her fourth loan cycle with good repayment history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 451
    View loans »
    Pakistan Loans Fundraising
  • $15,084,775
    Funds lent in using Kiva
  • 106.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Shafiqa to buy reels of threads in different colors, along with packs of beads, sequins, and stones.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 7, 2013
Currency Exchange Loss:
Sep 17, 2014