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Zaur 34 years old, married and has two children. His family live in the house which the state has given them as refugees. Eight years ago, Zaur has started his own business. Previously, he worked at a school as a master but his salary did not allow him to fully maintain the family's needs.

After remembering the skills taught to him by his father, he decided to open his own workshop. Now he repairs vehicles. In addition, in front of the garage he wants to open a teahouse. So far, his clients are served tea in the workshop which creates some discomfort for him and his customers. For this reason, he has applied for a loan in the amount of 700 AZN. With the teahouse separated from the workshop, he can confidently and without hesitation continue his work with quality and professionalism to repair the machine.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.


About Azerbaijan

  • $10,800
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Zaur to separate the tea-house from workshop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 7, 2013
Currency Exchange Loss:
Oct 17, 2014