Charya, age 26, is single and lives with her widowed mother in a village about 25 kilometers from Phnom Penh City. She is a garment worker.
Charya wants to buy a motorbike for commuting to work because she now must stay with a relative who lives near the garment factory that she works for. With a motorbike, which she will buy with money from the loan, Charya can come back home when she leaves work every day and she does not need to stay with her relative any more.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.