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Kulurukan is 55 years old and a widow. After her husband's death, she has been raising three children and running her own farm. Kulurukan has a secondary education. The family's primary income comes from animal husbandry. Kulurukan started her farm 29 years ago when she purchased cattle with 2,000 KGS. Because of Kulurukan's hard work, her farm now has two foals and 0.96 hectares of a land share, which she uses to grow potatoes and clover every year. She earns a monthly income of 7,000 KGS. In order to further develop her farm, Kulurukan has asked the microfinance bank Bai Tushum and Partners for a loan of 30,000 KGS to buy a bull for cattle breeding. Kulurukan plans to invest money she makes from the loan to increase the number of domestic animals she owns and to save enough money to repair her house.
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Кулурукан 55 лет, вдова, после смерти мужа сама воспитывает троих детей, а также ведет свое хозяйство. У Кулурукан - среднее образование, в качестве основного дохода для своей семьи Кулурукан занимается животноводством, стартовав 29 лет назад, с покупки скота на 2,000 сом KGS. Благодаря упорному труду Кулурукан, в ее хозяйстве на сегодняшний день имеется: 2 жеребенка, а также имеет 0,96 ГА земельной доли, на которой ежегодно выращивает картошку и клевер. Ежемесячный доход составляет 7,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Кулурукан обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 30,000 сом (KGS) на покупку бычка для увеличения поголовья скота. Доходы от кредита Кулурукан планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 90
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,750,525
    Funds lent in using Kiva
  • 48.6
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $625 helped Kulurukan buy a bull.
94% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 24, 2013
Oct 1, 2013
Currency Exchange Loss:
Apr 17, 2015