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Virgen De Guadalupe Group
In this Group: Eutemia Maura, Felicitas, Giannina Nataly, Eduardo, Ana Maria, Leonidas Margarita, Emiliano, Gladys Del Pilar, Aniceta Lucia

Update on Virgen De Guadalupe Group

The “VIRGEN DE GUADALUPE” communal bank is composed of 9 members who have various retail businesses. Aniceta is 64 years old, married and has grown children. For the past year she has been selling cheese and natural yogurt. At the same time she knits wool based products like sweaters, scarfs and gloves.

Aniceta will use this loan to buy more cheese and natural yogurt. Her future goal is to open a small store where she can work more peacefully. The group thanks the lenders at Kiva for the loan offered. Aniceta is the second from the left wearing a grey jacket.
View original language description ↓
“VIRGEN DE GUADALUPE” es un grupo que está conformado por 09 socios quienes se dedican a diversas actividades del comercio minorista. Aniceta tiene 64 años y es casada con hijos independientes. Aniceta a sus 64 años se dedica a la venta de queso y yogurt natural hace 1 años a la vez se dedica al tejido a base de lana elaborando chompa chalinas y guantes. El préstamo lo invertirá en la compra de más queso y yogurt natural. su meta a futuro es en implementar una pequeña bodega al cual se pueda dedicar con mayor tranquilidad. El grupo agradece a los inversionistas KIVA por el préstamo brindado. Aniceta es la segunda del lado izquierdo viste casaca gris.

Previous Loan Details

Good afternoon. Felicita is a member of the “Virgen De Guadalupe” community bank. It is a responsible and hardworking group, dedicated to different business activities. It is made up of 9 people. Felicita started out selling candies and over time and by using her savings well, she was able to start… More from Virgen De Guadalupe Group's previous loan »

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 33
    View loans »
    Peru Loans Fundraising
  • $54,501,725
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen De Guadalupe Group's $3,600 loan helped a member to buy more cheese and natural yogurt.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 18, 2013
Listed
Sep 30, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014