Musu is 43 years old and lives in Buchanan. She is unmarried and has five children between the ages of 6 and 21. Among her children only four are attending school and live at home. she has been running a table selling red oil in the local market. She started this business with money given to her by her mother, and she enjoyS the profit she makes from her business every day. She is requesting a loan to purchase more red oil for her business, She wants to be an owner of houses in the future.