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María Antonia

Update on María Antonia

Doña María is a single woman who makes a living out of renting four rooms. This is how she generates an income to cover the home expenses. She is requesting a loan to improve her rooms; she needs to repair the doors and windows that are in bad shape and plaster the walls. With this investment, she is thinking of improving her tenants’ safety, considering the crime rate of the area where she lives.
View original language description ↓
Doña María, es una señora soltera que busca la manera de ganarse la vida con el alquiler de cuatro cuartos, medio que le genera ingresos, para mantener sus principales gastos del hogar. Acude a solicitar a poyo de crédito para mejorar sus cuartos de alquiler, ya que necesita reparar puertas, ventanas en mal estado y repellar paredes, con esta inversión su objetivo es brindarles seguridad a sus inquilinos, en vista de que la zona donde habita hay mucha presencia de delincuentes.

Previous Loan Details

María is single with grown children. She is a hard-working woman, who is entrepreneurial. She has been renting out apartments for a while. She has suffered from several robberies, which remains a difficulty. She began with her own funds and great effort to move ahead. Her plans are to contin... More from María Antonia's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped María Antonia to buy doors, windows, cement and sand.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 23, 2013
Sep 30, 2013
Currency Exchange Loss:
Sep 17, 2014