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Bessy Valeska
Bessy is a young woman who is 21-years old. She is married and the mother of one dependent son who lives with her and her husband. Bessy was able to complete primary school, thanks to her parents' support. They were also the ones who taught her to grow coffee. Currently, Bessy and her husband make their living growing coffee. He is the only one who helps her work her land, which she owns thanks to a family inheritance given to her by her parents. The land is located about 40 minutes by foot from her house, and she gets there by walking.

Bessy is currently requesting a loan from the COMIXMUL cooperative to purchase compost, coffee formula, fertilizer, plants and other items to support and protect her coffee plants. These items will help her to get a good harvest and an attractive bean for her customers.

Bessy's plans are to improve and fertilize the land she plants on so that her coffee plants maintain good foliage and healthy beans. This will ensure a good harvest later. Her dream, like that of all mothers, is to support her son in his education and be able to send him to a university. He would then graduate with a degree and not go through the same situation that they did in their youth.
View original language description ↓
Bessy es una joven de 21 años de edad, casada y madre de 1 hijo el cual vive y depende de ellos. Ella cuenta con un grado de educación primario completo que pudo cursar gracias al apoyo de sus padres. Fueron ellos los que le enseñaron a cultivar café. Actualmente ella se dedica al cultivo de café en compañía de su esposo el cual es su único apoyo en un terreno que es propio gracias a una herencia familiar por parte de sus padres el cual está ubicado a 40 minutos de camino desde su casa de habitación y se trasladan a pie.

Actualmente ella ha solicitado un financiamiento a la cooperativa COMIXMUL pata la compra de abono, formula cafetalera, fertilizantes, foliares entre otros para dar asistencia y protección a sus cultivos de café con los cuales planea sacar una buena cosecha y un grano atractivo para sus clientes.

Sus planes son mejorar y abonar la tierra que ellos cultivan para que sus cultivos de café mantengan el follaje y el grano sano ya que de esta forma ellos podrán contar con una cosecha segura. Su sueño es como el de toda madre apoyar a su hijo en sus estudios y lograr enviarlo a la universidad para que él pueda graduarse de una carrera universitaria y que no pase por la misma situación que ellos en su juventud.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.


About Honduras

  • $4,200
    Average annual income
  • 16
    View loans »
    Honduras Loans Fundraising
  • $8,226,575
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,425 helped Bessy Valeska to purchase agricultural supplies to support and protect her coffee crop.
64% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Sep 26, 2013
Sep 30, 2013
Currency Exchange Loss: