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Máxima Del Carmen
Máxima del Carmen is a hardworking and enterprising woman who tends to her business daily. She works selling new clothing, which she distributes door-to-door and from her home.

She is asking for a loan from CEPRODEL in order to invest more capital in buying new clothing. With this loan, she intends to increase her business, offer variety to her clients, and gain more customers. She has invested a previous loan in her business.

She is thankful to CEPRODEL and Kiva for providing this opportunity and for putting their confidence in her. They have allowed her to grow her business, support her home, and improve her life.
View original language description ↓
La señora Máxima del Carmen, es una persona trabajadora y emprendedora, atiende a diario su negocio que es la venta de ropa nueva. Distribuye su mercadería en los departamentos y en su casa de habitación.

Solicita un préstamo a cerpodel para invertir en capital de trabajo, para la compra ropa nueva. Esto con el propósito de incrementar su negocio y ofrecer variedad a sus clientes. y captar más compradores. El crédito anterior lo invirtió en su negocio.

Agradece a ceprodel y Kiva, por la oportunidad y la confianza depositada en ella, esto le ha permitido incrementar su negocio y le permitirá llevar el sustento a su hogar e ir mejorando su condición de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,675
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Máxima Del Carmen to buy jeans and t-shirts.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 18, 2013
Sep 30, 2013
Currency Exchange Loss:
Oct 26, 2014