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Marvin Adolfo
Marvin Adolfo lives in the city of Managua and works as a driver at a state enterprise. He is known as a person who is responsible in his work and in his family obligations.

It is for this reason that he sees the need to apply to CEPRODEL for a loan to buy construction materials such as metal roofing and purlins, since this is the only way to make improvements to his housing. The roof of his house is in bad shape and in the winter, water leaks through. This is an uncomfortable situation for his young son.

He is grateful to Kiva for the support that they can provide him to be able to improve living conditions for his family.
View original language description ↓
El señor Marvin Adolfo vive en la cuidad de Managua trabaja como conductor en una empresa del estado.
Se caracteriza por ser una persona responsable en su trabajo y en las obligaciones familiares es por esta razón que se ve en la necesidad de solicitarle un crédito a ceprodel para la compra de materiales de construcción como zinc ,y perlines ya que esta es la única manera de hacerle mejoras a su vivienda por que el techo de su vivienda esta en mal estado y con el invierno se le pasa el agua y esta situación se le hace incómoda para su pequeño niño.
a la vez agradece a kiva por ese apoyo que le puedan brindar para poder mejorar las condiciones de vida para su familia

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD