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Freddy Giovanny
Señor Freddy Giovanny lives in Managua. He works at the University of Managua.

Freddy is a student at the university. He is working hard to prepare himself to have a better quality of life. And that is why he is requesting a Kiva loan through Ceprodel. He needs to replace his house's roof, which is in disrepair.
Freddy also needs to pay the university, as he is in the last year of his degree.
View original language description ↓
El señor Freddy Giovanny vive en la cuidad de Managua, trabaja en una universidad de Managua.

Freddy es un estudiante universitario y con mucho esfuerzo se prepara para tener un mejor nivel de vida y es por eso que esta solicitando un crédito a kiva a través de ceprodel para hacerle el cambio de techo a su vivienda ya que está en mal estado.
Necesita hacer pago de universidad ya que está cursando su último año en la carrera.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD