Ruth is 30 years old, married, and lives in Buchanan with seven children between the ages of 7 and 13 years old. They all live at home and attend school. Her husband is a security man. She runs a table where she has sold rice, oil, peppers, salt etc. in her community market for the past nine years now. She is requesting a loan to buy rice, oil, peppers, salt, etc. for her business. She hopes to build a house and help all her children.