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Wilson is a resident of the Ngarama Isingiro District with 4 biological children and 2 other dependents, all in school. He started farming some 20 years back but could not harvest anything because of the poor methods he was using.

That is when he got to know Ugafode microfinance and acquired a loan of 1,000,000 UGX which helped him to apply better farming methods, like mulching and pruning. This improved his farming business and it grew and, because of Wilson’s hard work, he continued expanding.

He has even managed to construct a house which is now in its finishing stages. That is why he is requesting a loan of 2,000,000 UGX to help him hire labor and buy cement, plaster and paint for his house.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Uganda

  • $1,800
    Average annual income
  • 202
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,560.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Wilson to hire labor and buy materials to complete his house.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 12, 2013
Oct 7, 2013
Currency Exchange Loss:
Mar 17, 2014