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Djide's Group
In this Group: Djide, Maimouna Ibrahima, Hawa, Rouby, Fatou, Maimouna, Hawa Coumbayel, Maimouna Mamadou, Aissatou Kangou, Mariama, Dienabou, Oumou, May Kadidiatou, Maimouna , Mary, Kadiatou Djoula, Djilang, Penda, Ansarou Coumbayel , Kadiatou Ousmane, Penda, Fatoumata, Sona, Hawa, Kadiatou Motar
This group consists of women who are very busy in income generating businesses. This "banc villageois" was created in July 2012 and is on its third loan cycle thus the members are starting to have good knowledge of the "banc villageois" system. They are all from the same village and have a good understanding among each other. Their main business is shopkeeping.

Madam Djidé (standing on the far right with one hand raised), is the featured borrower of the group. Thirty-three years old, she is married and mother to 6 children (5 boys and 1 girl).

She buys and sells foodstuffs such as rice, oil, sugar..., a business which she has been in for 3 years.

With this loan she plans to get her supplies from the wholesalers at the regional central market to resell retail in her village and at the surrounding weekly markets.

She resells a 22,000 F CFA bag of sugar for 30,000 F CFA. She resells an 8,000 F CFA bag of onions for 14,000 F CFA. She also sells a variety of other food products.

After selling and deducting the transportation fees she finds herself with a net weekly profit of 10,000 F CFA.

The profits from her business will allow her to save and to take care of part of the daily expenses and the schooling of her children.
View original language description ↓
Ce groupe est composé de femmes très actives dans les activités génératrices de revenu. Ce banc villageois créé en Juillet 2012 est a son troisième cycle ainsi les membres commencent à avoir une bonne maîtrise du système des bancs villageois. Elles sont toutes issues du même village et ont une bonne entente entre elles. Elles ont comme activité principale le petit commerce.

Madame Djidé (debout à l’extrême droite avec une main levée), est emprunteur vedette du groupe, âgée de 33 ans, elle est mariée et mère de 06 enfant (05 garçons et 01 fille).
Elle achète et vend des produits alimentaires comme le riz, l’huile, sucre …, une activité qu’elle fait depuis 3 ans.

Avec ce prêt elle compte s’approvisionner en au niveau des grossistes au marché central régional pour revendre en détaille dans son village et les marchés hebdomadaires environnants.
Pour un sac de sucre de 22 000F Cfa elle revend à 30 000F Cfa
Pour un sac d’oignon à 8 000F Cfa elle revend à 14 000F Cfa
Et divers autres produits alimentaires.
Apres vente et déduction des frais de transport elle se retrouve en moyenne avec un bénéfice net hebdomadaire de 10 000F Cfa.

Les bénéfices de son activité lui permettront d’épargner et de prendre en charge une partie de la dépense quotidienne et la scolarité de ses enfants.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Senegal

  • $2,300
    Average annual income
  • 89
    View loans »
    Senegal Loans Fundraising
  • $13,826,900
    Funds lent in using Kiva
  • 485.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djide's Group's $2,825 loan helped a member to buy sugar, onions, and a variety of other food products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 16, 2013
Listed
Sep 30, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014