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Zuhro is a hardworking woman at the age of 45. She lives with her husband and youngest son. The eldest son has migrated to Russia.

Zuhro started a business together with her husband some years ago, and currently her youngest son also takes part in the business. She used to sell fabric. Now, for of five years, she has also had another point of sales at one of the largest markets in Khujand, where she sells tablecloths and pillows.

Zuhro takes the current loan to increase the assortment of goods. She plans to purchase tablecloths and bed linen. Currently her stall has goods, but not enough to attract potential new customers. For this she turned to Arvand, and hopes very much for your support.
View original language description ↓
Зухро трудолюбивая женщина в возрасте 45 лет. Она живет с мужем и младшим сыном. Старший сын находится в миграции в России. Зухро несколько лет назад начала свой бизнес с мужем, теперь в бизнесе участвует и ее младший сын. Она торговала раньше тканью, теперь в течении 5 лет она открыла еще одну точку продажи в одном из больших рынков Худжанда, где продает там скатерть и подушки.
Настоящий кредит хочет получить для увеличения ассортимента товаров. Она планирует закупить скатерти и постельных принадлежностей. Сейчас ее контейнер имеет товар,но недостаточно для привлечение новых потенциальных клиентов. Для этого она обратилась в Арванд, и очень надеется на поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 116
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Zuhro to purchase tablecloths and bed linen for increasing her assortment.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 15, 2013
Oct 1, 2013
Currency Exchange Loss:
Oct 31, 2013