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Oude's Group
In this Group: Oude, Maimouna, Alimatou, Fatoumata, Fatou, Kadidiatou, Salimatou, Hawa, Borgho, Fatoumata, Diahoumba, Dienaba, Fatoumata Sylla, Mariama, Ninkidji, Boudy, Astou, Khady, Diabou, Eugenie, Awa, Fanta Cire, Tacko, Adama, Mame Penda, Dionkounda, Seny, Fatoumata Binta, Dienabou, Foulo
This new 'banc villageois' was inaugurated on September 12, 2013. It is composed of women who had to run revenue-generating businesses before joining the 'banc villageois' program with the goal of increasing their financial capacity. The women have all been living in the same district for several years and maintain ties of solidarity and mutual assistance. Their main work involves small-scale commerce.

Ms. Oudé (standing at the far right with her left hand raised) is the featured borrower of the group. She is 45 years old, married, and the mother of three children (two girls, and a boy). Ms. Oudé has much experience selling fabrics and clothing. She purchases her products from bordering countries and resells them on credit, payable in two equal installments.

She intends to rely on this loan to expand her business by purchasing large quantities of light-weight 'kartoum' fabric to resell by the 06-yard lengths.

The profits from her business will enable her to help out her husband in covering [family-related] expenses.
View original language description ↓
Ce banc villageois nouvellement inauguré ce 12 septembre 2013, est composé de femmes qui ont eu à mener des activités génératrice de revenus avant d’intégrer le programme de bancs villageois dans l’objectif d’accroître leur capacité de financement. Elles vivent toutes dans le même quartier depuis plusieurs années et entretiennent des relations de solidarité et d’entre aide mutuel. Elles ont comme activité principale le petit commerce.

Madame Oudé (debout à l’extrême droite avec la main gauche levée), est l’emprunteuse vedette du groupe. Elle est âgée de 45 ans, est mariée et mère de 03 enfants dont 02 filles et un garçon. C’est une qui a une longue expérience de la vente de tissus et articles vestimentaires. Elle achète ses produits dans les pays frontaliers pour la revente à crédit par placement remboursable en deux tranches égales.

Elle compte s’appuyer sur ce crédit pour agrandir son commerce par l’achat en quantité de « kartoum » tenue légère pour la vente par pièce de 06 yards.

Les bénéfices de son activité lui permettront de venir en appui à son mari dans les dépenses liées aux charges

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 41
    View loans »
    Senegal Loans Fundraising
  • $14,234,875
    Funds lent in using Kiva
  • 485.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Oude's Group's $3,100 loan helped a member to purchase large amounts of 'kartoum' fabric to be sold.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 12, 2013
Sep 30, 2013
Currency Exchange Loss:
Apr 16, 2014