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Edward's Group
In this Group: Edward , Fati, Christiana
Edward is the featured borrower of this group; he is acquiring a loan from Kiva partner ID-Ghana, and has always been neighbors and friends with the other group members. Edward has been manufacturing and selling cream for three years, with a special expertise in the sale of fast food too. He is a 38-year-old married father of two children. He has very good experience in his domain; that's why he is requesting a loan amount of 2000 from Kiva partner ID-Ghana to buy a chemicals which will be used produce the cream so that he can develop his business. It will improve both his business and family situation. Edward is standing on the right of the photograph with Fati on the far left and Christiana in the middle; they sell jewelry and flour respectively. They need a total amount of GHS 3800 to improve their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,729,450
    Funds lent in using Kiva
  • 2.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Edward's Group's $1,775 loan helped a member to buy a chemicals which will be used to produce cream for his business.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Oct 7, 2013
Currency Exchange Loss:
May 17, 2014