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Arame's Group
In this Group: Arame, Ramatoulaye, Khady, Khady, Maimouna, Ramatoulaye, Yerayel, Khadiatou, Fatou, Ramatoulaye, Oumou, Fatoumata, Mariama Keba, Maty, Aissatou, Siga, Mariamaa, Diabou, Haby, Khadiatou Souley, Penda, Diouhe, Aissatou, Yoba, Aissatou, Salimatou, Kadidiatou, Dienaba, Fatoumata, Fatoumata, Hawa, Hawa Pate, Banna, Poth, Aissatou, Binta, Salimatou Oumar, Dado, Hadji, Diabel
This "banc villageois" was inaugurated this September 18, 2013, and groups together within it women in income generating businesses more specifically small shops. They sustain relationships of solidarity and helping each other as they have all lived in the same village for several years.

Madam Arame, 51 years old (sitting to the right with one hand raised), is the featured borrower of the group. She is married and mother to eight children of whom five are boys and three are girls. She sells staples such as rice, sugar, refined oil and onion, which she buys in fairly large quantities to resell retail in her village.

With her new loan, she plans to buy one 50 kilogram bag of rice at 13,500 F CFA, and one 20 liter can of refined oil at 16,000 F CFA which she will resell by one eighth of a liter glass at 125 F CFA, for her business.

In addition to saving and increasing her turnover, the profits will allow her to grow her sheep population.
View original language description ↓
Le banc villageois a été inauguré ce 18 Septembre 2013, et regroupe en son sein des femmes qui s’activent dans les activités génératrices revenus plus particulièrement le petit commerce. Elles entretiennent des relations de solidarité et d’entre aide car habitant toutes dans le même village depuis plusieurs années.

Madame Arame, âgée de 51 ans (assise à droite avec une main levée), est l’emprunteuse vedette du groupe. Elle est mariée et mère de huit enfants dont cinq garçons et trois filles. Elle est vendeuse de denrées de première nécessité à savoir le riz, le sucre, l’huile raffiné et de l’ognon. Qu’elle achète en quantité assez importante pour la revente au détail dans son village.

Avec son nouveau prêt, elle compte acheter pour son commencer un sac de riz de 50 kilos 13 500 F CFA, un bidon d’huile raffiné de 20 litres à 16 000 F CFA qu’ elle revendra par verre d’un huitième de litre à 125 F CFA.

Les bénéfices me permettent en plus d’épargner et d’augmenter mon chiffre d’affaire d’accroître mon cheptel de moutons.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 44
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 485.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Arame's Group's $4,050 loan helped a member to buy one 50 kilogram bag of rice at 13,500 F CFA, and one 20 liter can of refined oil at 16,000 F CFA, which she will resell by one eighth of a liter glass at 125 F CFA.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 18, 2013
Sep 30, 2013
Currency Exchange Loss:
Apr 16, 2014