Onesmus is 32 years old, a resident of the city outskirts. He looks after his mother and siblings in the village.
Onesmus left his mother and siblings in the village in 1996 and come to Kampala to look for a formal job that would pay him well and enable him to provide for his family that was starving. Having failed to get a job, Onesmus decided to start up a small retail shop business which has steadily grown. The shop deals in daily household use items like salt, sugar, and soap among other items.
Onesmus however needs a loan to boost his business and enable him to realize his dream of having a supermarket in the near future.He is hard-working and hopes to be able to create employment for his sister in the near future.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.