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Daler
Daler is a friendly and responsible guy. He is married and has wonderful children. Daler lives with his family in the rural area. He has been a client of Arvant since 2012. He received a loan to grow his business and has showed himself as a responsible client who pays his dues on time. Daler used to be in the collective farming business and received good income. But because of the drought and other weather related conditions he lost half of the harvest every year. This made a big damage to their family's budget. Later he has decided to start doing animal husbandry and received additional income from it which helped him cover all family expenses. At this time Daler started another type of business and bought a truck to buy and sell coal. He buys coal from another region and sells to the local residents. Right now is the beginning of the winter season and people start to stock up on coal for heating. Daler has come to Arvand and wants to get a loan to buy coal. He hopes for a positive outcome and is thanking Arvand in advance for the support.
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Далер дружелюбный и ответственный парень. Он женат и имеет прекрасных детей. Далер живёт со своей семьёй в сельской местности. Начиная с 2012 года Далер сотрудничает с Арванд. Он получал кредит на развитие своего бизнеса, и показал себя как ответственный клиент, своевременно выплачивал свои обязательства по кредиту. Раньше Далер занимался деканством и получал от этого хороший доход. Но из-за засухи и других природных явлений каждый год он терял половину урожая. Это приносило большой ущерб для его семейного бюджета. Затем он решил заняться ещё откормом скота и получал от этого дополнительный доход, что помогало ему покрывать все семейные нужды. В данный момент Далер начал ещё один вид бизнеса, он купил грузовую машину и занимается купле продажей угля. Клиент покупает уголь из другого района и продает местным жителям. Сейчас как раз начинается зимний период, и люди начинают запасаться углём, чтобы обогреваться. Далер обратился в Арванд и желает получить кредит на покупку угля. Он надеется на положительный результат и заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

Tags

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $29,723,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $2,300 helped Daler to purchase coal.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 19, 2013
Listed
Oct 1, 2013
Currency Exchange Loss:
N/A
Expired:
Oct 31, 2013