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Umar is a business owner who lives in the Gissar region of Tajikistan; he deals in candies and dried fruits. He is 49, married, and is the father of three children who are still in grade school. His wife manages the home, making Umar the only breadwinner in the family. For the past three years, he has provided for his family by selling his goods at the local market, where he has a stall with a variety of candies and fruits. In the future, Umar would like to set up his own store and expand his business. At the moment, he is seeking a loan to stock up on more kinds of candy and dried fruit in hopes of increasing his sales.
View original language description ↓
Умар бизнесмен, проживающий в районе Гиссар. Он занимается купле-продажей конфет и сухофруктов. Ему 49 лет. Умар женат и является отцом троих детей, которые ходят в школу. Его жена домохозяйка. Таким образом Умар в семье единственный кормилец. Он обеспечивает семью за счет своей торговой деятельности. Он занят в этой сфере уже три года. Умар на рынке района имеет торговую точку, где продает разнообразный ассортимент конфет и сухофруктов. В данный момент он запрашивает кредит для увеличения товарооборота.
Умар хочет в будущем приобрести магазин и расширить свой торговый бизнес.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 195
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Umar buy an assortment of candies and dried fruits to increase his sales.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Sep 30, 2013
Currency Exchange Loss:
Nov 17, 2014