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Chnar's Group
In this Group: Chnar, Manija, Chro
Chnar, is a 25 years old married Iraqi woman and mother of two. She has two children. Chnar started sewing when she was 14 years old to support her family. After she got married she continued sewing using her old machine, during this period she became a well known person in her neighborhood and the old sewing machine is no longer efficient to keep up with the demand. She gained an excellent reputation in the neighborhood, thanks to the quality of her work and affordable prices.

Chnar is requesting a loan from Izdiharona to new sewing machine and fabric so she can increase her production. She is aiming to grow her business and increase her profits so that she may continue assisting her husband with providing the family income.

The story of Chnar and her sewing business is just one of the many examples of Izdiharona for economic development clients.

Additional Information

More information about this loan

This loan is designed for home-based businesses and income generation projects run by women in Iraq. Following years of conflict in the country, female-headed households constitute a highly vulnerable segment of the Iraqi population. Iraqi women continue to face widespread instances of gender based violence, including domestic violence, honor killings, and trafficking. Government programs intended to support women often suffer from corruption, outdated systems, and administrative obstacles. By supporting this loan, you are enabling a woman in Iraq to establish or grow her business.

About Izdiharona for Economic Development

Izdiharona for Economic Development (Izdiharona) is a nonprofit organization in Iraq that provides financial assistance to small and medium enterprises in need of capital so they can develop their businesses and train their staff. Founded in 2008, it currently operates ten branch offices throughout Iraq in the provinces of Baghdad, Babil, Basra, Karbala, Messan, Sulaymaniyah and more. Kiva lenders’ funds are used to provide education, startup, green, and youth loans, as well as interest free loans to the ultra poor and loans that support income generating projects for women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Iraq

  • $7,100
    Average annual income
  • 0
    View loans »
    Iraq Loans Fundraising
  • $9,342,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Chnar's Group's $2,400 loan helped a member a portion of Chnar's group's $ 2,400 loan helps a member to buy a sewing machine and fabric.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 23, 2013
Oct 6, 2013
Currency Exchange Loss:
Oct 17, 2014