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Omm Saikrishna Self Help Group
In this Group: Nandini, Barsa, Sumati, Pratima, Priti Basini , Pratima, Jhuna, Sorojini , Sokuntala
Omm Saikrishna Self Help Group consists of nine women from a village in Odisha. They formed a group to help themselves to share their problems and to solve their problems among themselves.

One of them is Nandini, who was selected as the president of Omm Saikrishna Self Help Group. The lady sitting second from the right side in the photo is Nandini. Nandini is 25 years old and is staying with her husband and her 5-year-old child. Her child is in school. She hopes to see her child as an officer in a company.

She has three acres of land in her village and she is using her land to grow sugarcane. Her husband is supporting her in this activity. She has requested a loan of 135,000 INR, which will help her to purchase the required resources for sugarcane cultivation. She says a portion of the loan will help her to purchase sugarcane plants, fertilizers, and insecticides, and to cover operational expenses like labor charges.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 165
    View loans »
    India Loans Fundraising
  • $5,194,325
    Funds lent in using Kiva
  • 62.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Omm Saikrishna Self Help Group's $2,175 loan helped a member to purchase sugarcane plants, fertilizers, and insecticides, and to cover operational expenses like labor charges.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2013
Oct 7, 2013
Currency Exchange Loss: