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Maa Mangala Self Help Group
In this Group: Sakhai , Santi , Mamina , Mina , Ranju , Gokhoni , Santilata , Tuna , Sukanti , Utara , Bhubeni , Rasmita
Sakhai is a 32-year-old lady living in the small village of Kumarbasta, Khurda, Odisha, India, with her two children who are studying in school. Sakhai is a housewife who is a very hardworking and responsible lady. Sakhai has formed a group that is Maa Mangla self help group with 11 other women from her village, and members of the group have selected Sakhai as their president. The common goal of this group is to increase their business activity.

Sakhai is involved in farming a paddy and selling at the market in the Khurda district in Odisha, India. She already has had this business for four years and it is going very well.

At this time, Sakhai, along with her group, has requested a loan amount of 120,000 INR to purchase fertilizers, seeds and new and advanced tools for farming. She says that it would be very helpful to strengthening the business and to fulfilling client demands.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 23
    View loans »
    India Loans Fundraising
  • $5,655,475
    Funds lent in using Kiva
  • 62.5
    India Rupees (INR) = $1 USD
A portion of Maa Mangala Self Help Group's $1,925 loan helped a member to pay for purchasing fertilizers, seeds and tools for cultivating the paddy.
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2013
Oct 7, 2013
Currency Exchange Loss:
Nov 6, 2013