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Khetreswari Self Help Group
In this Group: Rankamani , Solachana , Sasmita, Binodini, Jharana , Pramila , Puspanjali, Renubala , Meena, Mamata
In 2012, 10 women from a village in Odisha stepped out and formed a group named Khetreswari Self Help Group. They help each other, share their problems and solve them together. They celebrate their festivals together in their village. Rankamani is the president of this group and has one cow. She sells milk in her village. She wants to purchase one more cow so that she can sell more milk and earn more profit. She provides vaccine and fodder to her cow when it's required.

Early in the morning, she takes the cow to graze in the fields and returns by noon. Then she cooks food for her family. She resumes taking care of her cow, feeding it at home. Her husband assists her in selling the milk. In this way, she is earning to control her cash flow, which is not sufficient to manage her daily activities. She wants to enlarge her business, so she wants to purchase one more cow. She, along with her group has requested a loan of 150,000 INR for her group so that they can earn more and control their family's cash flow.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 187
    View loans »
    India Loans Fundraising
  • $5,210,575
    Funds lent in using Kiva
  • 62.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Khetreswari Self Help Group's $2,400 loan helped a member to pay for purchasing a cow.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2013
Oct 7, 2013
Currency Exchange Loss: