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Grameshwardev Mahila Self Help Group
In this Group: Manasi , Sandhyarani , Monorama , Pratima , Gouri , Bishnupriya , Jhunarani , Monoroma , Kuntula , Malati
In 2006, 10 women from the small village of Khurda, Odisha stepped out and decided to build a secure future for their family and formed a group named Grameshwardev Mahila Self Help Group. All the members of this group are women and all are engaged in petty businesses like grocery shops, vegetable shops, fruit shops, etc. One of them is Mrs. Manasi, who was selected as their president.

Manasi is 21 years old and lives with her husband and in-laws. Her husband is a farmer and has been involved in the activity of cultivation for a long time. She is running a small grocery shop and she has very good relationship with her customers as she sells quality products to her customers. Now she has an idea to purchase and add some more grocery items so that she can manage a monthly inventory. She, along with her group members, has requested a loan amount of 150,000 INR to utilize in the purchase of oil, sugar, rice, biscuits, personal care products, chocolates, etc. She wants to give a better standard of living to her family and also wants to save some money for her future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 26
    View loans »
    India Loans Fundraising
  • $5,655,475
    Funds lent in using Kiva
  • 62.5
    India Rupees (INR) = $1 USD
A portion of Grameshwardev Mahila Self Help Group's $2,400 loan helped a member to pay for purchasing oil, sugar, rice, biscuits, personal care products, chocolates, etc. for her shop.
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2013
Oct 10, 2013
Currency Exchange Loss:
Nov 9, 2013