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Annapurna Biswlata Self Help Group
In this Group: Swrna Priya , Biswalata , Surjya Kanta , Sweta Padma , Sumitra , Laxmi Priya , Bisnu Priya , Jhili , Laxmi , Kumari , Rita , Bashatni
Swarna is a 42-year-old lady living in Khurda, Odisha with her parents, her husband and her children. Her husband is a farmer. For the past four years, Swarna has been engaged in running a grocery shop in her village. Her husband assists her in this activity. Swarna is a very responsible and ambitious woman. She is the leader of the group, Annapurna Biswlata Self Help Group (SHG). There are twelve members in the group and all are women.

The members of the group are involved in different kinds of activities like agriculture, milk selling and some have grocery shops. She, along with her group, has requested a loan of 180,000 INR. She will use her portion to purchase oil, sugar, biscuits, soap, shampoo, rice, etc. for her grocery shop. She has a dream to provide a better standard of living for her family.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 173
    View loans »
    India Loans Fundraising
  • $5,194,075
    Funds lent in using Kiva
  • 62.5
    India Rupees (INR) = $1 USD
A portion of Annapurna Biswlata Self Help Group's $2,900 loan helped a member to pay for purchasing oil, sugar, biscuits, soap, shampoo, rice, etc. for the grocery shop.
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2013
Oct 7, 2013
Currency Exchange Loss:
Nov 6, 2013