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Maria Xiomara
Maria is 31 years old and mother to a one year old son. Together with her husband she works in agriculture, particularly in the planting and cultivation of coffee. It was her parents who taught this activity to her at a young age because in her family it is a means of income, covering different needs such as: clothing, food, medicines with many restrictions, among others. The land that she - together with her husband - cultivates is her own, as she inherited part of it from her parents so that she would be able to work and could have an income. She currently wants to protect and maintain their crops in order to avoid being infected by fungi or by 'la broca' (a type of pest which affects coffee plants) which is a harmful and destructive insect.

Maria has requested funding through the COMIXMUL cooperative in order to buy supplies such as urea, manure, herbicides, fertilizers etc, to protect their coffee harvest. Her plans for the future are to be able to expand her crops by purchasing more land in order to grow more coffee and generate more income for her family and home. She also dreams of giving her son the best education, to see him grow and graduate from university.
View original language description ↓
María Xiomara tiene 31 años de edad es madres de 1 solo hijo el cual tiene un año de edad y en compañía de su esposo se dedican a la agricultura especialmente a lo que es la siembra y cultivo de café. Fueron sus padres quienes le enseñaron desde muy pequeña esta actividad ya que en su familia es un medio de ingreso económico para cubrir las diferentes necesidades como ser: vestimenta, alimentación, medicinas con muchas restricciones, entre otros. El terreno que ella en compañía de su esposo cultiva es propio ya que sus padres le heredaron un pedazo de tierra para que ella pudiese trabajar y pudiese tener un ingreso. Ella en la actualidad quiere proteger y dar mantenimiento a sus cultivos para evitar que sean infectados por la roya o por la broca que es un bicho dañino y destructor.

María Xiomara ha solicitado aun financiamiento a la cooperativa COMIXMUL para comprar insumos como: urea, abono, herbicidas, fertilizantes entre otros para proteger su cosecha de café. Sus planes para el futuro es poder expandir sus cultivos por medio de la compra de tierra para poder cultivar más café y generar más ingresos para su familia y para su hogar. Ella también sueña con darle a su hijo la mejor educación, verlo crecer y graduado universitaria mente.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 36
    View loans »
    Honduras Loans Fundraising
  • $7,989,275
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Maria Xiomara to buy manure, urea, herbicides and others to protect and maintain her coffee crops.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 27, 2013
Listed
Sep 29, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 20, 2014