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Khanum is a farmer from Armavir city of Armavir region. She lives with her husband, her son, daughter-in-law, and two little grand-daughters (4 and 2 years old). Khanum's son works in the private sector. To be able to meet the daily needs of her family, Khanum breeds a livestock of cows and hens. This is the most important source of income for the family. As life gets more expensive day by day, she wants to enlarge the livestock a little bit to be able to make ends meet. Khanum needs a loan of USD 750 to purchase a cow. She and her family highly rely on the goodwill of the lenders and will be very thankful for helping them to collect the needed amount for the loan to improve their life conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 159
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Khanum to purchase a cow.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 30, 2013
Oct 6, 2013
Currency Exchange Loss:
Nov 17, 2014