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Capullito De Oro Group
In this Group: Hilda, Jimena Rosa , Gregoria Delfina, Maria Eugenia , Juana, Paulina, Monica Jhovana*, Jimena , Benedicta
* not pictured
Capullito de Oro Communal Bank will start its third loan cycle with Pro Mujer as part of the Germán Busch regional office. It's made up of nine members governed by a board of directors of which Hilda's the president. The bank members carry out a variety of businesses, including a pet store, clothing sales, sewing sweatshirts, bus assistant, rug sales, candy sales, candied peanut sales, and baby clothing sales.

The loan they're getting will benefit small business entrepreneurs like Hilda. She says she has been with Pro Mujer for 16 loan cycles, having joined on the invitation of a friend who's a member. Currently Hilda has a business selling baby clothes. She started three years ago with baby caps and later expanded her merchandise with loans from Pro Mujer.

The loan Hilda's going to get is to increase her capital by buying baby clothes from the wholesale vendors in the city of El Alto to sell in her stall. This type of work allows her to generate income to support her household to the extent possible, because she's married and has three children.

When asked what she likes about Pro Mujer she says the health field and the savings.
View original language description ↓
La A.C. “CAPULLITO DE ORO” iniciará el tercer ciclo en Pro Mujer, como parte del Centro Focal de German Busch, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Hilda es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: tienda de mascotas, venta de ropa, tejido de busos, ayudante de minibús, venta de tapetes, venta de dulces, venta de maní confitado, venta de ropa de bebe.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Hilda es integrante, ella indica que hace diez y seis ciclos que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa de bebe; este negocio lo emprendió hace trece años atrás, iniciando con gorras de bebe, posteriormente amplio su mercadería con los financiamientos obtenidos en Pro Mujer.

El crédito que ahora sacará es para el aumento de capital (compra de ropa de bebe) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta área de salud y los ahorros

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 91
    View loans »
    Bolivia Loans Fundraising
  • $28,138,200
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Capullito De Oro Group's $5,175 loan helped a member to buy baby clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 12, 2013
Listed
Oct 17, 2013
Currency Exchange Loss:
Covered
Ended:
Mar 17, 2014