Alto Villa Victoria Group
This loan will benefit the small businesses in Justina's group. Justina tells us that she joined Pro Mujer two years ago, following an invitation from a friend who was already a member. Justina currently has a business doing knitting work and selling blankets. She tells us that she learned this trade years ago from her mother. After she married Justina started this work again, in order to earn money for the family.
Justina will use this loan to increase her capital and buy wool from the wholesalers in the city of El Alto. Once she has made her products she will sell them. This work has allowed Justina to maintain her household - she is married and has two children.
When asked what she likes about Pro Mujer, Justina tells us that she likes the savings she makes and the health advice that the communal bank offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Justina es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la Institución. En la actualidad ella tiene un negocio de tejido y venta de mantas; cuenta que este negocio lo aprendió de su madre hace varios años, posteriormente a su matrimonio retomó el mismo para generar economía para su familia.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las distribuidoras mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro, el área de salud que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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