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Reina
Reina is 47 years old and is married with 4 children, of whom 3 have completed their studies and are professionals, married and living outside the family home, and one of whom is in the final year of secondary school.

Reina and her husband have made a living farming for many years and it is the only source of income for her family and home. Thanks to this line of work she has been able to help her children and give them the necessary support for them to study.

They own the land they farm, as thanks to the efforts of many years they were able to buy it and now work on it themselves. They are growing many types of coffee, and they thank God for this great privilege and opportunity they have in spite of the various challenges this type of product faces every day.

Their plans for the future are to continue expanding their coffee crops through buying land and thereby increasing their assets for their children in the hope that they will continue working on it from generation to generation and that it will be a real blessing to them. This is why they are currently applying for a loan to buy farming supplies for coffee crops such as manure, plant fertilizers, coffee formula, fungicides and herbicides, amongst other things that will protect their crops.
View original language description ↓
Doña Reina de 47 años de edad es casada, madre de 4 hijos de los cuales 3 son personas estudiadas y profesionales, casados y en hogares a parte y un menor el cual está cursando el último año de educación secundaria. Ella en compañía de su esposo se han de dedicado a la agricultura por muchos años ya que es el único medio de ingreso económico para su familia y hogar que gracias a este rubro ella pudo sacar a sus hijos adelante y darles el apoyo necesario para que ellos pudiesen estudiar. La tierra que cultivan es propia gracias al esfuerzo por muchos años la cual pudieron comprar y ahora trabajar de manera propia las cuales están cultivadas de una gran variedad de café lo que le agradecen a DIOS por ese gran privilegio y oportunidad de tener a pesar de los diferentes desafíos que día con día enfrenta esta clase de producto.

Sus planes para el futuro son los de seguir ampliando más sus cultivos de café mediante la compra de tierra de esta manera ella fortalecerá el patrimonio para sus hijos y que sean ellos quienes sigan trabajándola de generación en generación y que sea de gran bendición. Por lo que hoy en día ella solicita un financiamiento para la compra de insumos agrícolas para sus cultivos de café como abono, foliares, formula cafetalera, fungicidas, herbicidas, entre otros que darán protección a sus cultivos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 73
    View loans »
    Honduras Loans Fundraising
  • $8,801,600
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,225 helped Reina to buy farming supplies for her coffee crops.
50% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Sep 26, 2013
Listed
Sep 29, 2013
Currency Exchange Loss:
Possible