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Sembrando Esperanza Group
In this Group: Brigida , Miriam Daisy, Dianeda, Hilda Beatriz, Maria Jhenny, Marcela , Liliana , Teresa, Federica, Pamela, Angel, Hilaria Marleny , Magdalena
The "Sembrando Esperanza" communal bank is going to start its 16th cycle with Pro Mujer, though the Villa Adela regional office. This group is made up of thirteen members and is run by a board of directors, which has María as its treasurer. The members have different kinds of businesses, among them: grocery stores, knitting blankets, corner shops, selling sweets, quilt-making, a book shop, bodyshop (for cars), selling jumpers, selling underwear, and a hardware store.

This loan will benefit the small businesses in María's group. María tells us that she joined Pro Mujer seven years ago. María currently has a business doing bodywork on cars. She started this business some years ago when she supported her uncle with his business. later, when she married, she decided to start up this business with her husband.

María will use this loan to increase her capital and buy tools from the wholesalers in the city of El Alto. Once purchased, she will install them in her workspace. This work has allowed María to maintain her household - she is married and has four children.

When asked what she likes about Pro Mujer, Maria tells us that she likes the training sessions and the group meetings.
View original language description ↓
La A.C. “SEMBRANDO ESPERANZA” iniciará el cuarto décimo sexto en Pro Mujer, como parte del Centro Focal de Villa Adela, está compuesta por trece integrantes y está dirigida por una mesa directiva donde la señora María es la Tesorera. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: tienda de barrio, venta de golosinas, costura de edredones, tejido de mantas, librería, taller de chapería, venta de poleras, venta de ropa interior, venta de dulces, tienda de abarrotes, tienda de ferretería.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María es integrante, ella indica que hace siete años que es socia de la institución. En la actualidad ella tiene un negocio taller de chapería; este negocio lo emprendió hace varios años atrás al apoyar en su negocio a su tío, posteriormente a casarse deciden emprender este negocio conjuntamente su esposo.

El crédito que ahora sacará es para el aumento de capital (compra de herramientas) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente lo instalará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las la capacitación y las reuniones de grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 112
    View loans »
    Bolivia Loans Fundraising
  • $29,154,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Sembrando Esperanza Group's $5,575 loan helped a member to buy tools.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 11, 2013
Listed
Oct 17, 2013
Currency Exchange Loss:
Covered
Ended:
Apr 16, 2014