Sembrando Esperanza Group
This loan will benefit the small businesses in María's group. María tells us that she joined Pro Mujer seven years ago. María currently has a business doing bodywork on cars. She started this business some years ago when she supported her uncle with his business. later, when she married, she decided to start up this business with her husband.
María will use this loan to increase her capital and buy tools from the wholesalers in the city of El Alto. Once purchased, she will install them in her workspace. This work has allowed María to maintain her household - she is married and has four children.
When asked what she likes about Pro Mujer, Maria tells us that she likes the training sessions and the group meetings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María es integrante, ella indica que hace siete años que es socia de la institución. En la actualidad ella tiene un negocio taller de chapería; este negocio lo emprendió hace varios años atrás al apoyar en su negocio a su tío, posteriormente a casarse deciden emprender este negocio conjuntamente su esposo.
El crédito que ahora sacará es para el aumento de capital (compra de herramientas) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente lo instalará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las la capacitación y las reuniones de grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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