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Los Tellez Group
In this Group: Martha Liseth , Maria Antonia, Francisco Ramon

Update on Los Tellez Group

The group is made up of three enterprising members. One of them is Maria, who is 35 years old. She lives in a common-law relationship and has one child. She has been selling spices and candies as a mobile vendor for 7 years. She has been a client of the institution for 3 years. She needs a loan to buy wholesale spices such as achiote, cloves, pepper and cinnamon, and also basic ingredients to make candies, such as sugar, rhodamine, coyolito fruit, coconut, milk, etc. Martha is 32 years old, and her business is selling staple foods and beef. Francisco is 31 years old, and his business is selling candies.
View original language description ↓
El grupo lo conforman tres comerciantes emprendedores uno de ellos es María tiene 35 años de edad, vive en unión libre, tiene un hijo, su negocio es la venta de especie y cajetas ambulantes desde hace 7 años. Tiene de ser cliente de la institución 3 años, el crédito lo requiere para comprar especies al por mayor como achote, clavo de olor, pimienta, canela, y tambien materia prima para hacer cajetas como azucar, rodamina, coyolitos, cocos, leche etc. Martha mujer de 32 años su negocio es la venta de granos básicos y carne de res, Francisco hombre de 31 años su negocio es la venta de cajetas.

Previous Loan Details

This group is made up of three enterprising members. One of these members is María. She is 35 years old, and has a partner and a young child. The institution has given her 7 loans and she has met her responsibilities. For 7 years, she has made a living selling spices and candies in the local mark... More from Los Tellez Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 25.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Tellez Group's $1,925 loan helped a member to buy wholesale spices such as achiote, cloves, pepper and cinnamon, and also coconut candy, cinnamon candy, coyolito fruit, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 28, 2013
Sep 29, 2013
Currency Exchange Loss:
Mar 17, 2014