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Update on Walter

Walter lives in his own house with his life partner and his sons, 7 and 13. He has made a living for four years in agriculture growing corn, sorghum, and beans. He's a responsible and hardworking person who wants to get ahead. He's also very well known in the area and has steady customers who request his products. Thanks to his work he has been able to pay a lot of his family expenses.

Walter's requesting a loan to buy agricultural inputs such as seeds, soil amendments, fertilizers, tools, etc. so he'll earn more income and give his family the quality of life they deserve.
View original language description ↓
Walter vive en casa propia junto a su compañera de vida y sus hijos de 7 y 13 años de edad, él se dedica a la agricultura al cultivo de maíz, maicillo, y frijol desde hace 4 años, es una persona responsable, trabajadora con ganas de salir adelante, además muy reconocido en la zona, posee una clientela establecida que demanda sus productos, gracias a las labores que realiza ha logrado solventar muchos de sus gastos familiares, Walter solicita un crédito para la compra de insumos agrícolas como semillas, abono, fertilizantes, herramientas etc. Para poder obtener mayores ingresos y darle a su familia la calidad de vida que se merece.

Previous Loan Details

Walter, 26, lives with his wife and two children who are 6 and 12 years old and are attending school. He’s a very hardworking man who grows a variety of basic grains like corn, sorghum and beans and some like sorghum that’s used for both human and animal food. When Walter finishes his work in t... More from Walter's previous loan »

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About El Salvador

  • $7,500
    Average annual income
  • 743
    View loans »
    El Salvador Loans Fundraising
  • $27,059,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Walter to buy seeds, soil amendments, fertilizer, tools, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 19, 2013
Oct 8, 2013
Currency Exchange Loss:
Jan 25, 2014