Check out some available loans that are similar to this one!
Victoria Alejandra
Victoria is a 34 year old woman of many strengths and many dreams, one of which is that she graduated with a degree in information technology, and that she is a single mother of two children. She is farming, her specialty being the planting and harvesting of coffee. Her two children -- one 8 years old and in the fourth grade, the other 12 years old and in the sixth grade -- study at school and live at home. It is just the three of them in the house.

Victoria has been doing agriculture for more than 5 years. She learned to work in this area thanks to her ex-husband who has been a farmer all of his life. Besides harvesting and planting coffee, Victoria's business is selling candy and pieces of land that she has acquired.

Victoria's challenges are the lowering of prices and heavy rainfall (a climate factor). Competition in this area is not a problem, as it is located 3 kilometers from her home, where the bus travels and only involves her.

Her future plan as a mother is to keep investing in her coffee crops so that they become more productive each year, and in this way give her children a better quality of life. Her dream is to buy more land and keep farming since her goal is to invest the earnings in the same area. Currently Victoria is requesting financing for the purchase of fertilizers that are necessary for maintaining her coffee crops.
View original language description ↓
Victoria tiene 34 años de edad es una mujer con muchas fuerzas, muchos sueños la cual se gradúo de bachiller en computación y es madre soltera de 2 hijos. Ella se dedica a la agricultura siendo su especialidad la siembra y cultivo de café, sus 2 hijos uno de ocho años que está en cuarto grado y otro de 12 años que está en sexto grado estudian en la escuela viviendo en su casa solo ellos tres. Ella se dedica a la agricultura hace más de 5 años aprendió a trabajar en este rubro gracias a su ex esposo que ha sido agricultor de toda la vida. Su actividad económica a parte del cultivo y siembra de café es también la venta de golosinas y sus tierras las adquirió por compra. Sus desafíos son la baja de precios y las fuertes lluvias (factor clima) ya que en este rubro la competencia no es factor problema la cual está ubicada a una distancia de 3 kilómetros de su casa de habitación al cual viaja en bus y solo se involucra ella.

Sus planes a futuro como madre es seguir invirtiendo en sus cultivos de café para que sean más productivas cada año y así darle una mejor calidad de vida sus hijos. Su sueño es comprar más áreas de terreno para seguir cultivando ya que su meta es invertir las ganancias en el mismo rubro. Victoria Actualmente ha solicitado un financiamiento para la compra de fertilizantes los cuales son necesarios para el mantenimiento de sus cultivos de café.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 43
    View loans »
    Honduras Loans Fundraising
  • $7,989,775
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,425 helped Victoria Alejandra purchase fertilizers, manure, and coffee plant formula among other needs for the coffee crops.
64% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Sep 26, 2013
Listed
Sep 29, 2013
Currency Exchange Loss:
Possible