The loan will benefit the businesses of the group members, including María Teresa. She says she joined Pro Mujer two years ago because of an ad she saw in the area. At the moment she has a business selling bedspreads. She learned the business from her sister when she used to travel to Oruro; later, when she had her first child, she decided to start her own business.
She will use this loan to increase her working capital and buy more bedspreads, which she purchases in the markets in the city of Oruro and then sells in her own shop. This work provides her with the resources to support her household, since she is unmarried and has two children.
When asked what she likes about Pro Mujer, she replies that she likes the information provided about health and finances.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María Teresa es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una promoción de la institución que se hizo en zona. En la actualidad ella tiene un negocio de venta de colchas; este negocio lo aprendió de su hermana, cuando viajaba a Oruro, posteriormente cuando tuvo su primer hijo decide implementar su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de colchas) que adquirirá de las ferias de la ciudad de Oruro y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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