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Amina's Group
In this Group: Amina, Sakina, Shamim, Razia, Naseem
Amina baji is the wife of M. R. and lives in a small city named Kasur, Pakistan. She has a two-room brick house and has been living in it for the last 12 years. Amina baji is a mother of six children: five sons and one daughter. All of her children are enrolled in a local school in her neighborhood. Amina baji’s husband has a food business. He runs a small hotel in his community and sells rice and chick peas. Amina baji is a housewife, and she also makes embroidered dresses to order. Amina baji successfully repaid her two loans from Asasah (a microfinance institute of Pakistan). Now she is applying for a loan to buy material (rice and chick peas) for her husband’s food business.

She is joined in her loan group by a few more members. Sakina baji wants a loan to buy material (thread, cloth) for her embroidery business. Shamim baji and Razia baji each want a loan to buy thread to resell. Naseem baji wants a loan to buy a power loom machine.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 253
    View loans »
    Pakistan Loans Fundraising
  • $14,728,150
    Funds lent in using Kiva
  • 75.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Amina's Group's $1,200 loan helped a member to buy material for her husband's food business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 15, 2008
Sep 1, 2008
Currency Exchange Loss:
Dec 2, 2009