Angeles Del Cielo Group
Their loan will help the people of the group, including Hilda, with their businesses. Hilda says she joined Pro Mujer two years ago at the invitation of a friend who is also a member. At the moment she has a business selling lingerie, which she started several years ago.
She will use this loan to increase her working capital and buy more clothing, which she purchases from wholesalers in the city of El Alto and then sells in her own shop. The work allows her to earn more income to support her household, since she is married and has two children.
When asked what she likes about Pro Mujer, she says that she likes the saving, the loans, and the health services that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Hilda es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la Institución. En la actualidad ella tiene un negocio de venta de ropa interior; cuenta que por iniciativa propia hace varios años atrás.
El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de las distribuidoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro, el crédito y el área de salud que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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