Las Artesanas Del Fresno Group
Update on Las Artesanas Del Fresno GroupThe group “Artesanas del Fresno” (Ash Tree Artisans) is made up of six members. They are all very good neighbors who know each other very well and live in a Mazuhua community, which is recognized for the majority of its people who work making embroidery. In addition, there are very leafy trees in the community.
The community members have deeply rooted customs and traditions. One main characteristic of the people in this community is that they still speak their Mazahua language, in addition to speaking Spanish. They majority of the group members work making embroidery, preserving the community’s tradition – thus, the name of the group.
Alejandra is a member of this group. She says that she is 52 years old. She married Marcos when she was 29 years old, and together they have a family of four children who are now independent. Alejandra has worked doing embroidery since she was forty. She says that she learned this work because, since she was very young, her mother also worked making these handicrafts.
Alejandra concluded that, “Knowing how to embroider is a tradition; here, anyone who doesn’t make these kinds of embroidery - it’s as if they didn’t live in the community, because it’s part of our customs.”
Alejandra has a small shop in her house where she sells her handicrafts. She has no problem making sales. This time, she is requesting the loan to purchase more material, like needles, yarn, wool cloth, etc.
“For me, the loan will be a great help, because in this way I will be able to obtain my material more easily.”
Alejandra’s main obstacle is the lack of a market in which to offer her goods; in her community and the surrounding areas, it’s very difficult to get good earnings.
“I would like it if they would help us to look for a good market or some method of offering our embroidery.”
She has been taking out loans from VisionFund and Kiva for several months, which has been a great help for her business because of the ease with which she can obtain her raw material. Alejandra’s and the group’s goal is to improve the quality of life for their families. They make a great effort to obtain better earnings to pay for their home expenses, like their children’s education and buying more clothing, shoes and food for them.
Likewise, Angélica and the other group members are very grateful for the loan, because they will be able to invest in their businesses. Ángeles will invest in her cosmetics sales, and Angelina, Zenaida, Lucia, and Luisa will invest in their embroidery. They are very grateful to Kiva and VisionFund for all of their loans; for them, it has been a big help.
Previous Loan DetailsThe “Las Artesanas del Fresno” group consists of six members who are all close neighbors and friends in a Mazahua community with many lush trees where many people make embroidered handicrafts. Members of this community have remained loyal to their customs and traditions, one of the most important... More from Las Artesanas Del Fresno Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid