Joyitas De Villa Adela Group
The loan that the group takes out will benefit all of these small businesses. Julia is one member that will benefit. She says hat she has been a member of the institution for seven years. Presently, she has a sewing business, and she also sells tennis shoes. She learned this business from her parents; she has supported this family business since she was a young girl. After she got married, she decided to set up her own shop.
The loan she well receive is to grow her working capital by purchasing fabric. She will buy the fabric at wholesale stores in the city of El Alto. She will then make and sell the items that her customers request. This form of work allows her to generate resources so that she can maintain her home. She is married and has three children.
When asked what she likes most about Pro Mujer, Julia responds that she likes the health and credit training sessions.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Julia es integrante, ella indica que hace siete años que es socia de la institución. En la actualidad ella tiene un negocio de costura y venta de deportivos; este negocio lo aprendió de su padres, ya que apoyaba en el negocio familiar desde niña, posterior a su matrimonio decide establecer su propio taller.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará a pedido del cliente. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las la capacitación en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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